Healthcare is one of the most capital-intensive industries to operate in. Medical equipment can cost hundreds of thousands of dollars, technology systems require constant upgrades, and insurance companies routinely take 60 to 90 days to process reimbursements. Meanwhile, rent, staff salaries, and supply costs are due every month.
Traditional lenders often struggle with healthcare because they do not understand insurance receivables, patient volume patterns, or the regulatory environment. Approval processes stretch across months, requiring extensive documentation that takes time away from patient care.
We work with physicians, dentists, chiropractors, optometrists, veterinarians, physical therapists, urgent care centers, home health agencies, and specialty clinics. Our funding strategists understand the difference between fee-for-service and insurance-based revenue models, and structure capital solutions accordingly.