Manufacturers operate in a world where raw materials must be purchased in bulk, production equipment costs six and seven figures, and customers routinely pay on net-30, net-60, or net-90 terms. The gap between spending and revenue collection creates constant pressure on working capital — pressure that intensifies when demand surges or new contracts arrive.
Traditional banks approach manufacturing cautiously. Long underwriting processes, rigid collateral requirements, and a focus on historical balance sheets rather than current order pipelines mean that by the time a bank approves funding, the production window may have already closed.
We work with contract manufacturers, job shops, food and beverage producers, metal fabricators, plastics companies, packaging firms, and industrial suppliers. Our funding strategists understand production cycles, purchase order financing, and the capital requirements of scaling output to meet demand.