Every mile on the road costs money. Diesel, insurance, maintenance, driver pay, and compliance all require consistent cash flow — but freight brokers and shippers routinely pay on 30, 45, or 60-day terms. That gap between delivering a load and receiving payment is where most trucking companies feel the strain.
Banks are typically slow to fund transportation businesses. They often require extensive documentation, real estate collateral, and months of processing time. For an owner-operator who needs a new engine or a fleet owner looking to add trucks during peak season, that timeline does not work.
We work with single-truck owner-operators, small fleet owners, freight brokers, hotshot carriers, and large transportation companies. Our funding strategists understand DOT requirements, IFTA reporting, and the seasonal patterns of freight demand. We evaluate your load history and revenue trajectory, not just your credit score.